Direct-to-Bank Instant UPI Payment Gateway API
Collect instant real-time UPI payments directly into your business bank account with 0% transaction fees. Production-ready REST APIs, server-side vector QR codes, seamless hosted checkouts, and HMAC-SHA256 signed webhooks.
Integrate UPI PG API in Under 5 Minutes
Create payment orders with a clean REST JSON payload. Deliver instant checkout URLs, UPI intent deep links, or server-rendered vector QR codes directly into your mobile app or web storefront.
How Much Are Traditional Gateways Costing You?
Traditional gateways take 2% to 3% of every sale plus 18% GST. With TezzPay, you pay 0% transaction fees and keep 100% of your earnings.
How TezzPay Works
Engineered for seamless direct-to-bank settlement in seconds.
edit_note Create Payment
Trigger an order using our REST API or configure a link in our Checkout Builder. Get an instant, secure public payment URL.
qr_code_scanner Customer Pays UPI
Your buyer scans the vector dynamic QR code on desktop or taps their favorite UPI app (GPay, PhonePe, Paytm) on mobile.
account_balance Direct Bank Credit
The funds are deposited directly to your bank account with zero fee deductions. TezzPay triggers an instant signed webhook to your server.
Complete Gateway Capabilities
Built for high-volume merchants, platforms, SaaS, and e-commerce.
Instant Self Onboarding
Pay a one-time ₹499 developer activation fee and generate live production API credentials immediately.
Modern API Documentation
Integrate with simple copy-paste payloads. Support webhooks, callbacks, and SHA-256 signatures.
Checkout & Button Builder
Configure amounts, parameters, and generate embeddable HTML payment buttons and direct hosted URLs.
Merchant Portal
Isolated portal for merchants to manage API keys, configure webhooks, view transaction logs, and export CSVs.
Live API Sandbox
Verify checkout sessions, test live order payloads, and simulate UPI verification polling interactively.
Admin Command Center
Full admin management console to oversee merchants, verify sessions, inspect audit logs, and monitor system health.
Frequently Asked Questions
Everything you need to know about TezzPay UPI Payment Gateway.
How are transaction fees 0%? expand_more
TezzPay routes payments directly through Indian UPI banking rails to your merchant UPI VPA. Because payments settle directly into your bank without an intermediary holding account, no per-transaction percentage fee (2%–3%) is deducted.
What is the ₹499 developer activation fee? expand_more
The ₹499 is a one-time onboarding fee that verifies your business identity, provisions your dedicated merchant credentials, and activates your API keys for life. There are no recurring monthly charges or maintenance minimums.
How do I receive payment confirmations on my server? expand_more
When a customer completes their UPI transfer, TezzPay securely verifies the UTR and sends an instant HTTP POST webhook to your configured webhook URL. Every webhook contains an HMAC-SHA256 signature in the X-TezzPay-Signature header so you can verify authenticity.
Can I generate QR codes without redirecting to a checkout page? expand_more
Yes! You can use our standalone vector QR endpoint /api/v1/qr?data=... or request the raw base64 data URI / SVG from /api/v1/create-order to embed the QR directly on your native Android, iOS, or custom desktop checkout screen.
Ready to Save 100% on Gateway Deductions?
Join fast-growing Indian merchants using TezzPay for direct UPI collections, automated status webhooks, and instant settlements.
